Are you having problems making your mortgage payment?  This may be one of the most difficult situations you will ever face in your life, however the decisions that you make today will follow you for up to 20 years!

This page will provide you with links to different resources to help you in your decision.  Check back often for updates and new resources.

BeforeYouShortSale.com has free tips and things to consider when you are facing a short sale or pre-foreclosure situation on your home, things like: where will I live? How will it damage my credit? What are the options available? and 11 more!

IRS Website with Info for people facing foreclosure, short sale, and loan modification with information on whether you will owe income taxes or not.

Seminole County SHIP Foreclosure Assistance: Provides up to $5,000 if you are behind on your mortgage payments and you meet their guidelines for assistance. Details are on their page.